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Millions of people are uninsured, and more than 10% of women become pregnant without maternity or infant health insurance each year in the U.S. It costs thousands to have a baby without maternity health insurance. And going without prenatal healthcare while pregnant isn’t a safe alternative. What women and expectant fathers need to know about buying infant and maternity health insurance coverage:

Pregnancy Health Insurance Availability

Pregnancy health insurance is available to most women, with some caveats. Women can’t be denied coverage for pregnancy health insurance if they had group health insurance before switching careers. In order to qualify, a group health plan would have to be available at the new job, too.

Insurance companies want pregnant women to get prenatal check-ups to ensure that they have healthy babies. However, if a woman didn’t have prenatal health insurance or had unemployed or self employed medical coverage, there may be a waiting period for group health coverage to kick in at a new job.

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